Bike Insurance – Express Bike Insurance











					Motorcycle Insurance FAQ We have compiled a list of your most frequently asked questions about motorcycle insurance. If you are looking for help in reducing the cost of your cover, check out our hints section, or give us a call on 0800 294 7289. Can I transfer my maximum no claims bonus and keep it protected? Yes it is possible to protect your no claim bonus. Can I get a discount if I have any security fittings? Alarms and immobilisers which are fitted at manufacturing stage are accounted for in the policy and therefore an additional discount is usually not applicable. Additional fittings such as Thatcham approved immobilisers, and other added security systems lessen the risk of the motorcycle being stolen, and can lead to a discount in the insurance premium. What types of insurance cover are available? Third Party This is the minimum level of insurance required to ride your motorbike on the road. The policy covers liability for third party damage and costs for injury to third parties. There is no cover for damage to your motorcycle. Third Party Fire & Theft. As well as the cover provided under TPO, TPFT also includes the following: Damage by fire, lightening or explosion (non terrorist action). Damage either during attempted theft or while it is stolen. Stolen and not recovered. Comprehensive Cover As well as the cover provided under TPFT: Accidental and malicious damage to the insured vehicle. Do you insure convicted riders? Yes we offer very competitive rates to all riders, including drivers with motoring convictions. What do I do if I need to make a claim? Most insurers operate 24 hours a day, 365 days a year. More information will be given in your policy booklet. When would I be allowed to ride another bike? Each case is individually rated but generally aged 21+, riding a motorcycle 351+cc and not working in the motor industry (other occupations may also be excluded). Also any riders with major convictions may be excluded. Would my policy allow me to ride in Europe? Yes! We are able to offer insurance to cover riding in Europe. Please contact us for more details. What are your Terms and Conditions? You may review our Terms & Conditions here.






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Motorcycle Insurance FAQ

We have compiled a list of your most frequently asked questions about motorcycle insurance. If you are looking for help in reducing the cost of your cover, check out our hints section, or give us a call on 0800 294 7289.

Can I transfer my maximum no claims bonus and keep it protected?

Yes it is possible to protect your no claim bonus.

Can I get a discount if I have any security fittings?

What types of insurance cover are available?

Third Party

This is the minimum level of insurance required to ride your motorbike on the road. The policy covers liability for third party damage and costs for injury to third parties. There is no cover for damage to your motorcycle.

Third Party Fire & Theft.

As well as the cover provided under TPO, TPFT also includes the following:

Damage by fire, lightening or explosion (non terrorist action).

Damage either during attempted theft or while it is stolen.

Stolen and not recovered.

Comprehensive Cover

As well as the cover provided under TPFT:

Accidental and malicious damage to the insured vehicle.

Do you insure convicted riders?

Yes we offer very competitive rates to all riders, including drivers with motoring convictions.

What do I do if I need to make a claim?

Most insurers operate 24 hours a day, 365 days a year. More information will be given in your policy booklet.

When would I be allowed to ride another bike?

Each case is individually rated but generally aged 21+, riding a motorcycle 351+cc and not working in the motor industry (other occupations may also be excluded). Also any riders with major convictions may be excluded.

Would my policy allow me to ride in Europe?

Yes! We are able to offer insurance to cover riding in Europe. Please contact us for more details.

What are your Terms and Conditions?

You may review our Terms & Conditions here.